The Canada Small Business Financing Program (CSBFP) lets chartered banks lend up to $1.15 million against equipment, leasehold improvements and commercial property, with the federal government sharing the lender’s risk.
Because the loan is government-backed, documentation standards are strict. Apex prepares the financial package the bank needs and walks the application through with your account manager.
Or email info@apexaccounting.ca
Confirm your business, revenue and asset purchase qualify.
Historical statements, projections and debt-service coverage
Organising vendor quotes in the format lenders require.
Forms completed and supporting schedules assembled.
We answer the bank's follow-up questions directly.
Loan, interest and asset setup recorded correctly in your books.
A simple, four-step onboarding. Most clients are fully live within two weeks.
A 30-minute call to understand your business, your current setup and exactly what you need from business accounting.
You receive a written scope and a flat monthly or per-filing price. No hourly surprises, ever.
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We collect access, review historical records and correct anything that would affect your filings.
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Flat fees agreed up front — no hourly billing and no invoice surprises.
Every CRA due date tracked and filed on time, with reminders sent to you.
You deal with the same senior accountant, not a rotating call centre.
We answer CRA letters, reviews and audits on your behalf at no extra charge.
“Apex took a messy set of books and turned them into numbers I actually use to run the business. Responsive, clear pricing and no accounting jargon.”
Purchasing or improving equipment, leasehold improvements, and purchasing or improving commercial real property. Working capital and inventory are not eligible.
For-profit small businesses operating in Canada with gross annual revenue of $10 million or less.
230 Sackville St, Toronto, ON, M5A 0B8
1193 Brimley Rd, Scarborough, ON M1P 3G4
370 Steeles Ave W, Brampton, ON, L6Y 0P8
Full-cycle accounting, management reporting and tax planning built around your business goals.
Full payroll processing with direct deposit, CRA source deductions, ROEs and year-end T4/T4A slips.
Monthly transaction categorisation, reconciliations and HST tracking for small businesses and sole proprietors.
Toronto’s trusted small business accountants. Bookkeeping, payroll, and tax done right — since 2016.