Professional Business Plan Services

Is Your Business Plan Ready to Impress Investors and Lenders?
Plans that mean business. We write professional business plans with detailed financial projections tailored for banks, BDC, investors, and immigration programs

What you get

500+

GTA businesses served

10 yrs

Supporting Canadian owners

100%

On-time CRA filings

Business Tax Planning Services Built to Save You More

Every year, small business owners overpay in taxes simply because no one planned ahead. Tax planning isn’t just a once-a-year task – it works best when it’s part of how a business runs all year. Staying ahead of deadlines, tracking key numbers, and making informed decisions early can mean fewer surprises and real savings down the line.

That’s where we come in. At Apex Accounting, we go beyond basic bookkeeping –  as business plan consultants and tax planning experts, we work closely with small business owners to build strategies around their real numbers, not generic templates. From business plan consulting services to year-round tax planning, our team focuses on practical advice that actually holds up.

Ready to stop overpaying and start planning smarter? Talk to our business plan experts today and see what a real tax strategy can do for your business.

Why clients choose this service

What Included

A complete, lender-ready business plan means covering all the essentials – here’s what’s included in every plan we build.

Executive summary

A concise, lender-focused overview of the opportunity.

Market & competitor analysis

Sized, sourced and specific to your service area.

3-year projections

Income statement, balance sheet and monthly cash flow.

Break-even analysis

Volume and pricing sensitivity modelling.

Use of funds

Exactly where the borrowed capital goes and how it's repaid.

Lender packaging

Formatted to the requirements of your specific lender

Who Benefits From This Service

If any of the following sounds like your business, business plan services from Apex will pay for itself.

Our process for business plan services

Here’s how our business plan consulting services work, from our first conversation to your finished, lender-ready plan.
01
Free consultation

A 30-minute call to understand your business, your current setup and exactly what you need from business accounting.

02
Fixed-fee proposal

You receive a written scope and a flat monthly or per-filing price. No hourly surprises, ever.

03

Onboarding & clean-up

We collect access, review historical records and correct anything that would affect your filings.

04

Ongoing delivery

Work is completed on a published schedule with deadline reminders and a named accountant you can call.

Why Choose Apex Accounting

Fixed monthly pricing

You pay one set price every month. No extra charges, no surprises on your bill.

Deadlines never missed

We keep track of every CRA deadline and file on time. We also send you reminders.

A named accountant

You work with the same accountant every time - not a different person on every call.

CRA support included

If CRA sends a letter, review, or audit, we take care of it. No extra cost.

“Apex took a messy set of books and turned them into numbers I actually use to run the business. Responsive, clear pricing and no accounting jargon.”

Rahul M. — Owner, GTA services company

Not sure your tax strategy is working for you?

Get in touch, and we’ll walk you through our business tax planning services, no pressure, just a real conversation.

Faqs - Got Questions? We've Got Answers

How long does it take to get a business plan ready?

Most business plan services take about one to two weeks, depending on how quickly we get your financial details and how complex your business is. If you're on a tight deadline for a loan application, let us know upfront and we'll work around it.

Will the plan actually meet my bank's or lender's specific requirements?

Yes - every plan our business plan consultants write is formatted around the lender you're applying to, whether that's a bank, BDC, or another program. We ask which lender you're using before we start, so nothing gets flagged or sent back for missing details.

Do I need to have my financials ready before I contact you?

Not necessarily. Some clients come to us with rough numbers, others with nothing at all. As part of our business plan consulting services, we'll walk you through what's needed and help pull the numbers together if you're starting from scratch.

Can you help if my business plan already exists but got rejected?

Definitely. This happens more than you'd think. Our business plan experts will review what was submitted, figure out what likely caused the rejection, and rebuild the plan properly instead of just patching it.

Do you also help with tax planning once my business is up and running?

Yes. Once your business is set up, a lot of clients move into our business tax planning services so they're not just reacting at tax time, but planning ahead all year with the same team that built their plan.

Business Plan Services across the GTA

Work with us in person at one of our three offices, or entirely remotely across Ontario.

Toronto

230 Sackville St, Toronto, ON, M5A 0B8

Scarborough

1193 Brimley Rd, Scarborough, ON M1P 3G4

Brampton

370 Steeles Ave W, Brampton, ON, L6Y 0P8

Explore Our Other Services

Business Accounting

Full-cycle accounting, management reporting and tax planning built around your business goals.

Payroll Services

Full payroll processing with direct deposit, CRA source deductions, ROEs and year-end T4/T4A slips.

Basic Bookkeeping

Monthly transaction categorisation, reconciliations and HST tracking for small businesses and sole proprietors.

Let's build your business plan together.

Grab a free 30-minute consultation with a senior accountant. No pressure, no jargon, just straight answers.