Professional Business Plan Services

Business plans built to win over lenders and investors.
We write professional business plans with detailed 3–5 year financial projections, tailored for banks, BDC, Futurpreneur, investors and immigration programs. Prepared by accountants, not copywriters.
What you get

500+

GTA businesses served

10 yrs

Supporting Canadian owners

100%

On-time CRA filings

Business Plan & Loan Application Services

Turn your idea into a plan lenders take seriously

Business Plan Preparation

Financial Projections

Loan Application Support

We help you choose the right financing option and prepare a complete, organized application package. We support applications for:

Business Plan & Loan Application Services in Toronto

Turn Your Idea Into a Business Plan Lenders Take Seriously

Whether you’re starting a new business, expanding, buying equipment or acquiring an existing company, a strong business plan is the first thing a bank or lender will ask for. At Apex Accounting & Tax Consulting, our business plan writers help small businesses and startups across Toronto, Scarborough, Brampton and the GTA create clear, lender-ready business plans with detailed financial projections. We then guide you through the loan application process from start to finish.
 
With over 10 years of experience helping small businesses secure financing, we know what banks, BDC, Futurpreneur and Canada Small Business Financing Program (CSBFP) lenders look for, and we build your plan around it.

Why Toronto Businesses Choose Our Business Plan Services

What We Offer

Business Plan Preparation

Financial Projections

Loan Application Support

We help you choose the right financing option and prepare a complete, organized application package. We support applications for:

What’s Included in Every Business Plan

A complete, lender-ready business plan covers everything banks, BDC and CSBFP lenders expect to see. Every business plan we prepare in Toronto and the GTA includes:

Executive Summary

A concise, lender-focused overview of your business, the opportunity and the financing you need.

Market & Competitor Analysis

Researched, sourced industry data and a competitor review specific to your market in Toronto and the GTA.

3–5 Year Financial Projections

Projected income statements, balance sheets and monthly cash flow forecasts prepared by accountants.

Break-Even Analysis

Pricing and sales-volume sensitivity modelling that shows lenders when your business becomes profitable.

Use of Funds & Loan Repayment Plan

A clear breakdown of where the borrowed capital goes and how the loan will be repaid.

Lender-Ready Packaging

Formatted to the requirements of your bank, BDC, Futurpreneur or CSBFP lender, and ready to submit.

Who Benefits From This Service

If any of the following sounds like your business, business plan services from Apex will pay for itself.

Our process for business plan services

Here’s how our business plan consulting services work, from our first conversation to your finished, lender-ready plan.
01
Free consultation

A 30-minute call to understand your business, your current setup and exactly what you need from business accounting.

02
Fixed-fee proposal

You receive a written scope and a flat monthly or per-filing price. No hourly surprises, ever.

03

Onboarding & clean-up

We collect access, review historical records and correct anything that would affect your filings.

04

Ongoing delivery

Work is completed on a published schedule with deadline reminders and a named accountant you can call.

Why Choose Apex Accounting for Your Business Plan

Accountants Who Know Lenders

Over 10 years helping GTA small businesses secure bank, BDC and CSBFP financing. We know what lenders approve.

Fixed Fee, Revisions Included

One flat price agreed up front, with revisions included until your plan is lender-ready.

A Dedicated Advisor

You work with the same advisor from consultation to loan approval, not a different person on every call.

Support Beyond the Plan

Once you’re funded, we can handle your bookkeeping, payroll, GST/HST and corporate tax, so your business starts on the right foot.

“Apex took a messy set of books and turned them into numbers I actually use to run the business. Responsive, clear pricing and no accounting jargon.”

Rahul M. — Owner, GTA services company

Need a Business Plan for Your Loan Application?

Talk to our Toronto business plan writers. A free 30-minute consultation, with no pressure and no obligation.

Faqs - Got Questions? We've Got Answers

How long does it take to get a business plan ready?

Most business plan services take about one to two weeks, depending on how quickly we get your financial details and how complex your business is. If you're on a tight deadline for a loan application, let us know upfront and we'll work around it.

Will the plan actually meet my bank's or lender's specific requirements?

Yes - every plan our business plan consultants write is formatted around the lender you're applying to, whether that's a bank, BDC, or another program. We ask which lender you're using before we start, so nothing gets flagged or sent back for missing details.

Do I need to have my financials ready before I contact you?

Not necessarily. Some clients come to us with rough numbers, others with nothing at all. As part of our business plan consulting services, we'll walk you through what's needed and help pull the numbers together if you're starting from scratch.

Can you help if my business plan already exists but got rejected?

Definitely. This happens more than you'd think. Our business plan experts will review what was submitted, figure out what likely caused the rejection, and rebuild the plan properly instead of just patching it.

Do you also help with tax planning once my business is up and running?

Yes. Once your business is set up, a lot of clients move into our business tax planning services so they're not just reacting at tax time, but planning ahead all year with the same team that built their plan.

Business Plan Services across the GTA

Work with us in person at one of our three offices, or entirely remotely across Ontario.

Toronto

230 Sackville St, Toronto, ON, M5A 0B8

Scarborough

1193 Brimley Rd, Scarborough, ON M1P 3G4

Brampton

370 Steeles Ave W, Brampton, ON, L6Y 0P8

Explore Our Other Services

Business Accounting

Full-cycle accounting, management reporting and tax planning built around your business goals.

Payroll Services

Full payroll processing with direct deposit, CRA source deductions, ROEs and year-end T4/T4A slips.

Basic Bookkeeping

Monthly transaction categorisation, reconciliations and HST tracking for small businesses and sole proprietors.

Let's build your business plan together.

Grab a free 30-minute consultation with a senior accountant. No pressure, no jargon, just straight answers.